FAQs
1
What are your fees? Are there any hidden fees?
Our fees can be broken into two parts: advisory and product. All our clients are on the same tiered advisory fee structure, starting at 1.25% and falling to as low as 0.75% based on total assets under management.
Product fees are based on the types of investments chosen for your accounts (i.e. individual stocks and bonds, ETFs, mutual funds, hedge funds, etc.), which carry an average fee between 0.10% and 0.85%.
All other fees, such as custody, trading, admin, etc., are included in your advisory fee.
2
What makes you different?
Like fast food, the investment world is full of expensive, processed, and packaged foods—with ingredients you might not understand or need or may not be good for you. As a licensed investment portfolio manager, I am like a chef: I can cook a meal using ingredients chosen just for you based on your values, temperament, and risk tolerance.
3
Who is your ideal client? Do you have a minimum account size?
We work with families and business owners who are on a journey to becoming more generous, faithful, and wise. We are especially equipped to serve and empower clients who hold generosity as a core value.
While we have no minimum account size requirement, we find clients with $500K+ in household investable assets tend to realize the most value from our services.
4
What is your investment philosophy?
Our investment philosophy is simple. We focus on:
-
keeping fees low
-
diversifying your money globally and by sector
-
Using a strategic mix of assets to manage risk
-
Minimizing tax
When selecting businesses to invest in, we focus on :
-
Wealth generating companies
-
World class management teams
-
Not overpaying
Portfolios are built using a combination of individual securities, ETFs, and funds, choosing the best fit for your specific goals.
5
What is faith-based or values based investing?
For clients who wish to incorporate their personal values into their investments, we offer customized portfolios that follow biblical principles, the Vatican's investment guidelines, or environmental, social, and governance (ESG) frameworks.
6
Where are my assets held?
Our custodian is Aviso Wealth, one of Canada’s largest independent wealth management firms, overseeing tens of billions in assets. As a trusted, institutional-calibre partner for over 150 credit unions and financial organizations, it provides clients with stability, award-winning digital platforms, and robust risk management.
British Columbia
Let’s Talk
Alberta
Ontario